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Salma is a 38 year old vigorous lady. She has expertise in embroidery and has been using her skills to provide for her family for more than four years now. She started this line of work at a very young age. During the initial years of her business she barely made enough money to purchase the required material. Today she is proud to be famous in her community and to be the best at making beautiful patterns with thread and beads.

She has been in association with Kashf Foundation for five years. She has requested another loan worth Rs. 20,000 to purchase more spools of threads, the latest beads and sparkling material in different colors. She says that the women in her community are becoming more demanding with the passage of time and satisfying them is a challenge that Salma has taken up. She has five children and she is striving hard to provide them a better standard of living through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 298
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Salma to purchase more spools of threads, the latest beads and sparkling material in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 14, 2013
Currency Exchange Loss:
Jun 17, 2014