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Shehnaz is a married woman and a mother of seven children. She has been an animal trader for many years. Shehnaz initiated her business by buying animals to support her family. When she began, her husband was the only breadwinner in the family. Shehnaz buys baby goats and baby cows at low prices, rears them, and then sells them in the market at higher prices. With the passage of time, Shehnaz's sales and income have increased. This expansion has happened due to her courage and determination. Shehnaz is respected in her home because of her work, and she helps her husband in all family matters as well as financial matters. She is in her third loan cycle with Kashf Foundation.

Shehnaz is requesting a 35,000 PKR loan to add to her savings and purchase another cow. She expects a boost in her business income as she expands. Shehnaz is very thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 246
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Shehnaz to purchase a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 14, 2013
Currency Exchange Loss:
Jun 17, 2014