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Muglani is a 52-year-old married woman and a mother of four children. She is trying hard to fulfill their demands including food, health, clothing and education. Ten years ago, she started her own business of agriculture with the support of her husband. The man shown in the photo is her husband, who assists her by watering the soil for getting good quality production. They crop different kinds of vegetables and fruits and sell them in the local market.

She has gradually improved her business with the support of Kashf Foundation. In order to purchase different types of seeds with packs of insecticides and pesticides, Muglani applied a loan of 30,000 PKR (Pakistan rupees). She is in her second loan cycle. This loan would help her to grow more crops, which ultimately helps in generating more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 304
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Muglani to purchase different types of seeds with packs of insecticides and pesticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 13, 2013
Currency Exchange Loss:
May 17, 2014