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Benkadi  2 Group
In this Group: Sitan , Awa, Djenebou , Satou, Assetou, Noumousso , Gnebile , Djeneba Salia , Rokia , Ami
The ten members of the Benkadi 2 group are married woman who, on average, are 35 years old and have four children. All live in traditional families in Niantanso, one of the villages in the third administrative region of Mali (Sikasso). They are working with the micro-finance institution Soro Yiriwaso in order to carry our their farming during the rainy season. They are on their seventh farm loan with the institution, and all of their previous loans have been repaid correctly.

Djenbou, the last person seated on the right in the photo, grows, among other things, ground nuts, rice, and sweet peas. With her loan, she plans to buy farm inputs and to pay the cost of labor to maintain one hectare [of land]. After the harvest, she will sell her crop in the village to men and women customers.

She hopes to earn an average monthly income of 90,000 francs CFA per crop harvest. These earnings will allow her to pay her loan and also to help her husband in the everyday expenses.
View original language description ↓
Les dix membres du groupe Benkadi 2 sont des femmes mariées ayant une moyenne d’âge de 35 ans et 4 enfants et vivant toutes dans des familles traditionnelles à NIANTANSO, un des villages de la 3ème région administrative du Mali (SIKASSO).
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur septième prêt de campagne agricole avec l’institution et tous les prêts précédents ont été correctement remboursés.
Les spéculations cultivées sont entre autre: l’arachide, le riz et le pois sucré avec DJENEBOU avant dernière personne à droite de la photo position assise. Avec son prêt, elle compte acheter des intrants et payer les frais de labours pour entretenir 1 hectare.
La production est vendue au niveau du village après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 90 000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 54
    View loans »
    Mali Loans Fundraising
  • $12,694,550
    Funds lent in using Kiva
  • 494.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD