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Serakazi Group
In this Group: Hawa, Sifa, Alice, Bosco, Jackson, Mariam, Erinest, Sadru, Melkiory, Halima
Hawa is in her late 30's and is married with two children who go to school. She has been a tailor for 10 years now. She works from 8:00 am to 11:00 pm daily and is able to make a good monthly profit.

This will be Hawa's 13th loan from Tujijenge Tanzania. She used the previous loans to buy more material and sewing equipment. She is doing very well because she can now take care of her family and can take her children to a good school for better education. She has paid back all her loans successfully. She used the profit to pay school fees and cover household expenses. She will use this loan to buy more material for making clothes and suits. She used to buy the material in meters but now she can buy in rolls. She dreams of finishing building her house.

Hawa will share this loan with her loan group "SERAKAZI" which has ten members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,182,650
    Funds lent in using Kiva
  • 1,633.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Serakazi Group's $4,025 loan helped a member to buy more material for making clothes and suits.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 5, 2013
Jun 13, 2013
Currency Exchange Loss:
Oct 17, 2013