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Loan is 29 years old. She has two sons who are in primary school. Her husband and she are carpenters. He earns about 10,000,000 Dong (VND) and Loan earns about 5,000,000 VND per month. She has done this job for five years. Her family's total earnings are about 15,000,000 VND per month. Her challenge in life and work are the lack of capital to run her carpentry workshop and lacking the knowledge to raise her children well. Her dream is her children can grow up well and have good jobs in the future. This loan is one of steps helps her reaching to this dream. She can invest in her carpentry workshop to gain earnings. Loan is a hardworking woman and has a passion for business.

She has participated in SEDA's credit program since 2009. In the last loan, she borrowed 8,282,000 VND and repaid on time. In this new loan, she would like to borrow 10,080,000 VND to buy more wood for her business. She always wants to expand her business and raise her children well.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.


About Vietnam

  • $5,600
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,949.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Loan to buy more wood for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 13, 2013
Currency Exchange Loss:
May 17, 2014