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Mouskeba Nene's Group
In this Group: Mouskeba Nene, Sarta, Ouleye, Malado, Nafy, Mariama, Sona, Fatou, Fatoumata, Fatou, Saibatou, Dieynaba, Lena, Fatoumata, Coumba, Ansata, Dionfolo, Diarra, Fatoumata, Alimatou, Ramatoulaye, Fansene, Fatou Diallo, Yama
The group was created December 5, 2000 at the opening of their "Banc Villageois" loan association. It consists of 26 very active women who live in the same village and have been in the "Banc Villageois" program for over a decade. Their main activity is small retail commerce.

Mrs. Nene (standing on the far right with a raised hand) is the group's featured borrower. Very active in the "Banc Villageois", she is 44 years old, married and mother of six children including three boys and three girls.

She sells incense better known as "thiouraye". To do this she buys incense grains from women in the sub-region, and then prepares a mix by adding perfume and other ingredients. The finished product is packaged in small buckets she sells on credit in two installments.

With the new loan, she will buy raw incense grains for 35,000 FCFA, fragrances and other ingredients for 15,000 FCFA, and small buckets for 5,000 FCFA, at 300 FCFA on average per bucket.

The profits garnered will enable her to increase her savings to better support her family.
View original language description ↓
Le groupe a été créé le 05 Décembre 2000 à l’inauguration de leur banc villageois. Il compte 26 femmes très dynamiques, elles vivent dans le même village et sont dans le programme des bancs villageois depuis plus une décennie. Elles ont comme activité principale le petit commerce.

Madame Néné (debout à l’extrême droite avec une main levée), est l’emprunteuse vedette du groupe. Très active au sein du banc villageois. Elle est âgée de 44 ans, mariée et mère de 06 enfants dont 03 garçons et 03 filles. Elle est vend de l’encense plus connu sous le nom de « THIOURAYE ». Pour ce faire elle achète les grains auprès des femmes en provenance de la sous région, procède au mélange par l’addiction de parfum et autres ingrédients. Le produit fini est conditionné dans de petits seaux. Qu’elle vend à crédit par deux échéances.

Avec son nouveau crédit, elle compte acheter les grains bruts pour 35 000 FCFA et les parfums et autres ingrédients à 15000 F Cfa et les petits seaux pour 5 000F Cfa à raison de 300 F Cfa en moyenne le seau.

Les bénéfices réalises lui permettent d’augmenter son épargne dans le but de mieux assister sa famille.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 4
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 496.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Mouskeba Nene's Group's $4,100 loan helped a member buy raw incense grains for 35,000 FCFA, fragrances and other ingredients for 15,000 FCFA, and 5,000 FCFA's worth of small buckets for 300 FCFA a bucket on average.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2013
Jun 11, 2013
Currency Exchange Loss:
Dec 17, 2013