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Germania Maria
Germania lives in Fortin. She has a small store in the front part of her house. She started her business with a little capital that she had set aside because she wanted to help with the household expenses. Little by little, her income was improving through the sales she made in the area. This is because there were not a lot of stores.

She currently works from 6:00 a.m. until the evening, when she closes her business. In her store she sells rice, cooking oil, sugar, canned goods, and candy, etc.

She has a lot of aspirations for her business. Therefore, she wants the loan in order to be able to buy rice, sugar, cooking oil, and canned goods. That way she will have more foodstuffs for her customers, who buy from her almost every day.
View original language description ↓
La cliente Germania vive en el Fortin. Ella tiene una pequeña tienda en la parte delantera de su casa, comenzo su negocio con un pequeño capital que tenia guardado ya que queria ayudar en los gastos del hogar. Poco a poco fue mejorando sus ingresos porla ventas que hacia en el sector ya que no habia muchas tiendas.

En la actualidad trabaja desde las 06:00am hasta la noche cuando ya cierra su negocio. Vende en su tienda arroz, aceites, azúcar, enlatados, dulces ect.

Tiene muchas aspiraciones con su negocio por eso quiere el préstamo para poder comprar Arroz, azúcar, aceite, enlatados y así tener mas víveres para sus cliente que le comprar casi todos los días.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,721,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Germania Maria to buy rice, sugar, cooking oil, and canned goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 16, 2013
Currency Exchange Loss:
Jul 2, 2014