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Emprendiendo Hacia El Éxito Group
In this Group: Hermila , Janeth, Serafina Filomena, Celia, Eufemia Lucia , Mercedes Sabina, Margarita, Susan Nieves, Zenaidachinchay Medrano, Elida Arroyo Chinchay , Maria Elenanavarro Nolasco

Update on Emprendiendo Hacia El Éxito Group

The communal bank "Emprendiedno Hacia el Exito" is made up of eleven responsible members who are involved in various businesses. They all live in the district of Vitarte.

One of the members is Elida, who is a 27-year-old single mother of three children. For the past year she has had a business selling juice in a small market. She works every day with the aim of getting ahead and being able to pay tuition for her children and cover the household expenses. Her greatest dream is for her children to become professionals; it is for this reason that she works hard.

She will invest the loan proceeds in supplies for her juice business, such as fruit, plates, utensils and glasses, which will lead to increased income.

In the photo she is standing second from the left, and she is holding her baby, who has a plastic bottle. She wishes to thank Kiva and says that she will make her all of her loan repayments on time.
View original language description ↓
Un grupo conformado por 11 socios responsables a distintas actividades comerciales todos ellos residen en el distrito de ate Vitarte. Así son las integrantes del grupo comunal. “EMPRENDIENDO HACIA EL EXITO” una de ellas es la Sra. Elida de 27 años de edad soltera y con 3 hijos, la Sra. Elida se dedica ya hace 1 años a la venta de jugueria En un pequeño mercado todos los días con el merito de salir adelante y así poder pagar el colegio de sus hijos y pagar los gastos de su casa, su mayor deseo es que sus hijos sean profesionales es por eso que la Sra. Elida trabaja mucho, Con el préstamo otorgado lo invertirá en comprar más (frutas, cubiertos, platos, vasos) y así poder tener más ingresos. La Sra. Elida está parada es la segunda de la mano izquierda, y sobre el brazo tiene a su bebé cogiendo una botella de plástico un A la vez se despide con un abraso a Kiva y diciéndoles que cumplirá todas su metas propuestas.

Previous Loan Details

Greetings from the ‘Emprendiendo hacia el Éxito’ Group! The group has eight members who are known for their cheerfulness and hard work. Señorita Susan is one of the members. She is 24 years old, single, and more than anything else, very hardworking. She runs a hardware store which provides th... More from Emprendiendo Hacia El Éxito Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendiendo Hacia El Éxito Group's $6,525 loan helped a member to buy more supplies for her juice business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 13, 2013
Currency Exchange Loss:
Jan 17, 2014