A loan of $2,650 helped a member to pay college fees for himself. Samuel is pursuing further studies in college.


Samuel B.'s Group's story

In the picture above are a group of primary school teachers located in Waterloo, a town near Freetown, Sierra Leone’s capital city. This group of teachers is applying for a loan of SLL 11,400,000 from Kiva’s field partner, SMT. School staff and other salaried workers normally come to SMT to apply for loans. With these loans, they are empowered to meet certain financial challenges that they cannot meet, left alone with their salaries. However, with the help of SMT/Kiva lenders' loans, some of these borrowers will be able to pay school fees for their children, invest in businesses, buy housebuilding materials or pieces of furniture, etc. At the end of each month, their school’s bursar directly deducts their total repayment amounts owed and repays SMT/Kiva lenders on their behalf. The featured leader of this team is Samuel. Thirty-eight-year-old Samuel is a native of Kalangba village, in northern Sierra Leone. He is a husband to a businesswoman and a father of 6 children, 4 of whom are attending primary school and the others are still not of school-going age. Samuel is a professional school teacher and has been in the teaching profession for 11 years now. He has requested this loan in order to pay college fees for himself. Samuel is pursuing further studies in college. (These teachers came to the office in two separate batches to collect the loan, hence two different photos attached together.)

In this group: Samuel B., Sherieff F., Menseh B.a., Amadu , Alusine Sahio, Mohamed M., Alimany Bai., Ibrahim , Sahid I
*not pictured



Loan details


Lenders and lending teams



Loan details