The "Sacred Family" group consists of 8 entrepreneurial women who strive each day to move forward. Victoria is 50 and married with four children, two of whom she still supports. Through her hard work and wise use of income, Victoria was able to realize one of her dreams by opening her own business. She has run a small grocery store in her home for over 15 years. Victoria is happy because her labors allow her to continue supporting her children's education. Victoria will use this loan to purchase supplies such as rice, sugar, milk, noodles, and snacks. Victoria's hope and her motivation is to see her children become successful professionals. The group is grateful for Kiva lenders for the support they've provided. In the group photo, Victoria is seated at the left in the first row, wearing a pink shirt with a black vest.
El grupo “Sagrada Familia” está conformada por 08 mujeres emprendedoras que cada día se esfuerzan por salir adelante. Victoria de 50 años de edad es casada con 04 hijos, 02 de ellos aún dependientes. Con los trabajos que realizó y el buen uso que le dio a sus ingresos puedo cumplir con uno de sueños el de contar con su propio negocio, actualmente cuenta con una bodega en su vivienda desde hace más de 15 años. Se siente feliz pues gracias a su esfuerzo puede seguir apoyando a sus hijos con su educación. Su último crédito lo destinará para la compra de víveres como arroz, azúcar, leche, fideos y golosinas. El deseo de Victoria es de ver a sus hijos realizados profesionalmente, es por ello que se esfuerza. El grupo está agradecido con los inversionistas Kiva por la ayuda brindada. Victoria se encuentra sentada, es la primera del lado izquierdo y viste polo color fucsia y chaleco negro.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.