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Oscar dreams of becoming a professional, but without a degree knows it may never be possible. Oscar was accepted into the Universidad San Fransisco Xavier and now with the chance to achieve his dream is concerned about affording tuition fees. He expects to graduate in December 2014, but without a loan is unsure how he will be able to continue affording his education. His alternative would be to take time off from school to work and save money until he could return. It is important to him to graduate on time so he can enter into the job market as soon as possible.

With the loan, Oscar plans on purchasing his much needed textbooks and school supplies. With the proper books, Oscar feels he will be able to study more effectively and earn better grades. To help afford his school and living expenses, Oscar currently works 30 hours a week as an independent contractor. One of his biggest challenges has been making time to work and go to school. Currently Oscar earns $7 a day. With a degree in business he expects to earn $15 a day. With three other siblings Oscar is unsure how he will be able to finance his education without the assistance of a Vittana Loan.

This loan is administered by Vittana's partner Banco Fie.

Additional Information

More information about this loan

This loan is admnistered by Vittana's partnerĀ Banco Fie

About Vittana

Vittana is a nonprofit that aims to provide access to education for millions of young people struggling to overcome poverty around the world. All Vittana loans are administered by local MFIs which are vetted and approved by Vittana staff. For a list of Vittana's MFI partners, please click here.

Vittana loans provide students with degrees and certificates that lead to higher paying jobs and sustainable livelihoods. Capital to fund Vittana loans comes from its crowdfunding website, investment funds and strategic partnerships. Today, more than 6,000 students in 12 countries have received a Vittana loan and are repaying at a rate of 99.8%. With the help of the Kiva community, Vittana is expanding its work and graduating a generation beyond poverty.

About Bolivia

  • $5,500
    Average annual income
  • 132
    View loans »
    Bolivia Loans Fundraising
  • $36,276,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Oscar to pay for books and school supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 16, 2013
Jun 14, 2013
Currency Exchange Loss:
Jan 17, 2014