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Jose Fernando

Update on Jose Fernando

José needs a loan because he needs more working capital to continue investing in his corn and bean crops. This loan will allow him to buy fertilizer, insecticides and pesticides.

José's previous loan helped him to buy farming inputs when he needed them. His profits have increased and he has managed to support his children's education. His financial situation and his family situation have both improved.
View original language description ↓
José, requiere de un préstamo porque necesita más capital de trabajo para seguir invirtiendo en el cultivo de maíz y frijol; este le permitirá comprar abono, insecticidas, pesticidas, plaguicidas para realizar el cultivo.
El crédito anterior le ayudo a adquirir los insumos agrícolas necesarios en el momento oportuno, las utilidades han incrementado, ya que ha logrado apoyar a sus hijos en sus estudios; las condiciones económicas y las circunstancias familiares han mejorado.

Previous Loan Details

José needs a new loan to keep working, since he needs to pay for the rent of a plot of land where he will carry out the planting for the next season. He will also pay for truck service for the delivery of the previous crops to his home.. This loan will help him carry out the purchase of input... More from Jose Fernando's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $29,632,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Fernando to buy fertilizer, insecticides and pesticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 13, 2013
Currency Exchange Loss:
Feb 17, 2014