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Update on Rina

Rina lives in her own home with her children, but as it's a large house, they live independently. She receives a pension, with which she supports herself, and to boost her earnings she set up a neighborhood store in her home.

She is requesting a loan to increase her capital, stock her store and in doing so avoid losing customers and increase her income. The last time she requested a loan from Kiva, it helped her a great deal as she was able to improve her stock. She now wants to do the same again since her merchandize has already been sold and she needs to buy more items to stock the store. She needs to buy rice, sugar, pasta and other goods.

Rina achieved her dream, which was to own a home and make her children comfortable, and now she is content with what she has done.
View original language description ↓
Rina vive en casa propia con sus hijos pero como la casa es grande ellos viven independientes, percibe una renta de jubilada, con la cual se mantiene, además para mejorar sus ingresos puso una tienda de barrio en su domicilio.

El crédito que solicita es para aumentar su capital, poder surtir su mercadería y de esta manera no perder a sus clientes y además mejorar sus ingresos. La anterior vez que solicitó un préstamo de Kiva, éste le sirvió mucho pues pudo mejorar su stock. Ahora desea hacer lo mismo pues su mercadería ya se vendió y necesita comprar más para surtir la tienda. Necesita comprar más arroz, azúcar, fideos y otros.

El sueño de Rina se cumplio ya que era tener su casita y dar comodidad a sus hijos, ahora está contenta con lo que hizo.

Previous Loan Details

Rina has a home-based, neighborhood store. She lives in her own, brick house that has a cement floor. It’s located in the city of La Paz’s Sopocachi zone. She’s open for business from Monday to Sunday for more than ten hours daily and generates income to cover her food, electricity and water... More from Rina's previous loan »

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Rina to buy stock merchandise for her neighborhood store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 8, 2013
Jun 13, 2013
Currency Exchange Loss:
Jul 17, 2014
This photo was used before for a previous loan for Rina. It was first posted on Kiva on Dec, 2012. Learn More