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Jamila is 33-years-old. She is an energetic, married woman. She lives with her husband and four children, three of them attend school.

Jamila's husband is a rickshaw driver but his income is not enough to meet the increasing demands of life. To contribute to the family income, Jamila has been running an animal sales business for the last eight years. She buys animals (baby goats and baby cows) at low prices, brings them up and then sells them in the market at higher prices. Jamila's business is provides her with a decent lifestyle and she has improved her business to meet day-to-day expenses.

To improve her business, Jamila contacted Kashf Foundation and applied for a loan of 20,000 Pakistani Rupees (PKR) to buy two goats. She expects increase her earnings and wishes to spend the part of profits on the further expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 170
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Jamila to buy two goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 12, 2013
Currency Exchange Loss:
May 17, 2014