A loan of $1,000 helped a member to buy wood for her family’s carpentry workshop and to collect more iron scraps to sell.


Tham's Group's story

Tham is 48 years old. She has one child. He is a soldier. Her husband is a carpenter and earns about 10,000,000 VND. Tham collects iron scraps to sell and works as a farmer to earn a living. She has done this job for ten years. She gains 5,000,000 VND per month. Her family’s total earnings are about 15,000,000 VND per month. Her challenge in life and work are the lack of capital to invest in her business. She wishes she will have a full life with a modern house in the future. This loan helps her get to this dream. She can invest in her recycle workshop to gain earnings. Tham is a hardworking woman. She has participated in SEDA's credit program since 2009. In the last loan cycle, she borrowed 8,288,000 VND and repaid on time. In this new loan cycle, she would like to borrow 10,080,000 VND to buy wood for her family’s carpentry workshop and for collecting more iron scraps to sell. She always wants to expand her business and save money for her family’s future. Other members who are part of Tham's group include the following: Thung is 58 years old. She has three children. She is a Women’s Union officer. She wants to borrow 6,720,000 VND to do carpentry. Thanh is 51 years old. She has two children. She sells fruits. She wants to borrow 10,080,000 VND to buy more fruits.

In this group: Tham, Thung, Thanh
*not pictured



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Loan details