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Pashk, a father of five children who lives in the rural north, is applying for a startup loan of ALL 100,000 (Albanian Lek) to stock up on inventory items for the little grocery store built in the neighborhood of a town where he resides.

This will be his first loan, after his many attempts to request a loan and rejections he faced from almost all other financial institutions in the country, including VisionFund Albania. Kindly note that, according to the institution’s poverty rating tools, Pashk fell under the poverty level of regular clients.

Here is what Pashk said to the loan officer who interviewed him: “I am so grateful to Kiva for providing people in my financial situation with such an awesome opportunity. And very much, I wanted to thank all the kindhearted Kiva lenders.”

Additional Information

More information about this loan

This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $3,015,550
    Funds lent in using Kiva
  • 106.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Pashk to stock up on inventory items for his little neighborhood grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 12, 2013
Currency Exchange Loss:
Jul 17, 2014