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Vy is 51 years old. She has two sons. The first one is married and the second one is a carpenter. Her husband is a building worker and makes 4,500,000 VND per month.

To earn a living, Vy is a carpenter. She has done this job for five years. Besides, she is also a farmer. She earns 3,500,000 VND per month. Her family’s total earnings are about 8,000,000 VND per month. Her challenge in life and work are the lack of capital to invest in her carpentry workshop.

Her dream is that her children can grow up well and be successful in life. This loan is one of the steps to help her get to this dream. She can invest in her carpentry workshop to gain earnings and save the profit for her children’s education. Vy is a hardworking woman.

Vy has participated in SEDA's credit program since 2010. In the last loan cycle, she borrowed 8,736,000 VND and repaid on time. In this new loan cycle, she would like to borrow 10,080,000 VND to buy food for raising pigs and chickens and to buy wood for her carpentry workshop. She always wants to expand her business and save money for her family’s future.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 73
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,949.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Vy to buy food for raising pigs and chickens and to buy wood for her carpentry workshop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 12, 2013
Currency Exchange Loss:
May 17, 2014