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Tam is 47 years old and a hardworking woman. She has two children who are both carpenters. Her husband drives a truck to earn a living. His income is about 5,000,000 VND. For the past twenty years Tam has worked as a farmer. She not only raises pigs and chickens but makes wine to sell as well. She earns about 6,000,000 VND per month, meaning together her family’s total earnings are about 11,000,000 VND per month.

The challenges Tam faces are not only a lack of money but also the knowledge needed to raise healthy pigs and chickens. Her dream is for successful futures for her children, so if she receives this SEDA loan, it will be one step toward realizing her dream.

Tam has participated in SEDA's credit program since 2010. In her last loan cycle she borrowed 8,736,000 VND and repaid the loan on time. In this new loan cycle she would like to borrow 9,632,000 VND to buy food for her pigs and chickens. She will be able to make more money and save for her children’s futures.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 149
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,949.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Tam to buy food for her pigs and chickens.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 12, 2013
Currency Exchange Loss:
May 17, 2014