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Lan is 40 years old. She has two children. The first one is a student and the second one is in the tenth grade. Her husband is a carpenter. He earns about 10,000,000 VND. Lan works in the Commune Woman’s Union. Her salary is 5,000,000 VND. She has done this job for ten years. Her family’s total earnings are about 15,000,000 VND per month.

Lan's challenge in life and work are the lack of capital to invest in her family’s carpentry workshop and lack of product output. Her dream is that her children can grow up well and be successful in life. This loan is one of the steps that helps her get to this dream. She can invest in her carpentry workshop to gain earnings and save profit for her children’s education. Lan is a hardworking woman.

She has participated in SEDA's credit program since 2009. In the last loan cycle, she borrowed 9,632,000 VND and repaid on time. In this loan cycle, she would like to borrow 10,080,000 VND to buy wood for her carpentry workshop. She always wants to expand her business and raise her children well.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 141
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,949.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Lan to buy wood for her carpentry workshop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 12, 2013
Currency Exchange Loss:
May 17, 2014