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Naseem's Group
In this Group: Naseem, Shameem, Qaisra, Rukhsana, Nadia, Anayat
Naseem is a member of a six-person group. She is a 42-year-old hardworking woman. She is living in Rawalpindi, Pakistan, with her husband, two sons and three daughters. All of her children are studying in school. She and her husband have owned a fast food business for 5 years, which is the only source of income for their family.

Now, for the further growth of their business, Naseem as a member of a six-person borrower group, has requested a loan from Kiva partner BRAC Pakistan to purchase some crockery and chairs for the restaurant.

Their family expenditures are much higher compared to the monthly income and savings. Therefore Naseem wants to open a new shop for her husband with the profits. As a result they can increase their monthly income as well as their savings. She hopes for the higher education of her children. She is very thankful to Kiva for such great help and kindness.

In the picture, Naseem is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 385
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,850 loan helped a member to expand the restaurant business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 12, 2013
Currency Exchange Loss:
Apr 16, 2014