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Efraín is 22 years old. He makes a living raising and selling cattle. He sells his products in the community of Batallas. This loan is his first sequence within the institution. Efraín is going to use this loan to purchase cattle. His reason for requesting this loan is that he wants to have more cattle since in this period of time they are in high demand.

Efraín faces challenges in his business which are the climate and that he has to transport the cattle to different points of sale but he has many customers because of the kindness with which he treats his clientele. He is going to use the profits on the purchase of forage that he must buy every so often in order to improve the diet of his cattle.

His desire for his business is to have a stable and profitable business and in this manner increase his financial income.
View original language description ↓
El Sr. Efraín tiene 22 años, se dedica al crianza de ganado y al comercio del mismo, comercializa sus productos en la comunidad de Batallas, este préstamo es su primera secuencia dentro de la institución, El Sr. Efraín va a usar este préstamo para la compra de ganado su razón para solicitar este préstamo es que quiere tener más ganado ya que esta época es de mucha demanda, El Sr. Efraín enfrenta retos en su negocio que son el clima el tener que transportar el ganado a los distintos puntos de venta, pero el tiene mucha clientela por la amabilidad con la que trata a su clientela y va a utilizar los beneficios en la compra de forraje que debe comprar cada cierto tiempo para mejorar la alimentación de su ganado, su deseo para su negocio es tener un negocio estable y rentable y de esta manera incrementar sus ingresos económicos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Efrain to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 12, 2013
Currency Exchange Loss:
Jun 17, 2014