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Jose Rolando
Jose is 38 years old and lives in his own home with his wife and four children. He works in agriculture and for several years has grown corn and sorghum. He sells his products to bulk grain agencies located near his home. With his earnings, he is able to cover some of his household expenses.

Jose is asking for a loan in order to be able to buy the supplies necessary for his crops: manure, seeds, fertilizers, herbicides, pesticides, etc. He also wants to make improvements on the land he plans to farm, shown in the photograph, and to give his family greater financial stability.
View original language description ↓
Jose de 38 años de edad vive en casa propia con su esposa y sus cuatro hijos, el se dedica a la agricultura desde hace varios años siembra maíz y maicillo, vende sus productos en agencias de granos básicos que están cerca de su lugar de residencia con las ganancias que obtiene logra cubrir algunos gastos de su hogar, José esta solicitando un crédito para poder comprar los insumos necesarios para su cosecha como: abonos, semillas, fertilizantes, herbicidas, veneno para plagas, etc. y mejorar el terreno que muestra la fotografía que es donde piensa hacer su siembra, para poderle dar a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 732
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Jose Rolando to buy manure, seeds, fertilizers, herbicides, pesticides, etc., and make land improvements.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 21, 2013
Jun 12, 2013
Currency Exchange Loss:
Mar 17, 2014