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Herminio, 50, has worked growing corn for several years and also works as a day laborer on a large agricultural estate near his place of residence. With profits obtained from his sales he’s able to cover the expenses that come up at home. He lives in his own house with his wife and two children.

Herminio’s asking for a loan to buy agricultural supplies like fertilizer, manure, seeds and herbicide and to be able to improve the land where he grows which is shown in the photograph so that he can continue planting and giving his family better economic stability.
View original language description ↓
Don Herminio de 50 años de edad se dedica al cultivo de maíz desde hace varios años también trabaja como jornalero en una finca que esta cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas logra solventar los gastos que se le presentan en su hogar, vive en casa propia con su esposa y sus dos hijos, don Herminio esta solicitando un crédito para la compra de insumos agrícolas como fertilizantes, abonos, semillas, herbicidas y poder mejorar el terreno donde siembra que es el que muestra la fotografía, para poder seguir con sus cosechas y darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $29,614,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Herminio to buy agricultural supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 30, 2013
Jun 12, 2013
Currency Exchange Loss:
Jan 17, 2015