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This client works selling fruit juice and smoothies from her home. She lives with her parents and siblings. She uses the income she earns from her work to contribute towards her household expenses. She is requesting a loan to purchase another blender and ingredients to make her drinks, such as oranges, milk, strawberries, chocolate, bananas, sugar, etc. in order to keep her business going, since this is her only source of work and she wants to continue helping out with expenses at home.
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La clienta se dedica a la venta de jugos y licuados en su lugar de residencia, vive con sus padres y sus hermanos, con las ganancias que obtiene de su trabajo ayuda en los gastos de su casa, la clienta esta solicitando un crédito para la compra de otra licuadora y comprar los ingredientes para preparar sus alimentos como: naranjas, leche, fresas, chocolates, guineos, azúcar, etc. para seguir con su negocio pues esa es su única fuente de trabajo y asi seguir ayudando en los gastos de su hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 512
    View loans »
    El Salvador Loans Fundraising
  • $31,406,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $375 helped this borrower to purchase oranges, milk, strawberries, chocolate, bananas, sugar, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 12, 2013
Currency Exchange Loss:
Aug 23, 2014