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She is married with three children and they all live in a four-room apartment in Bamenda, North West Region of Cameroon. She has faced some challenges in life which are: difficulties in her marital life, the death of both parents, sickness of family members, sudden death of friends and relatives, insufficient finances to successfully manage a business her own, and inability to educate her children.

With this new loan she has requested, she plans to increase her scale of cocoa production by buying more improved seedlings and paying laborers to clear and farm the land. She holds a positive view of the business succeeding because she has experience in the field. She plans to buy improved seedlings and she has regular customers who buy her produce. With this loan activity, the community will have access to enjoy cocoa-related products like chocolate, biscuit, sweets and Ovaltine since her produce will serve as raw materials to the companies producing these products.

With the profit from this loan she will better her children's education, expand her business, save some to cater for ill health, and also construct a house for her family. She prefers GHAPE loans because of low interest rates and convenient repayment intervals, and the training offered at GHAPE.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,301,275
    Funds lent in using Kiva
  • 496.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD