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Mujeres Unidas Group
In this Group: Elsamir , Nancy Eloisa, Ruth Mercedes, Oneyda Patricia, Frania , Gissela Veronica, Marelynn Mariela, Walkiria Aracely, Evelyn Elyethe, Carla Patricia

Update on Mujeres Unidas Group

The “Mujeres Unidas” (United Women) communal bank has ten members; responsible mothers with 20 children in their care. They are from El Sauce, a place located in the northern zone of the country. They are noted for being responsible women with a strong drive towards personal improvement. In their free time they like to enjoy their children and prepare traditional dishes like Nacatamales [Nicaraguan style tamales]. Unfortunately, due to the lack of economic resources they were unable to attend university and had to start to work at a young age to help with household expenses. They strive daily to provide a better future for their children.

Thanks to her spirit and drive to get ahead, Nancy’s economic activity is a home-based ‘pulpería.’ A pulpería is a small store that sells food items in small quantities: envelopes of coffee, shampoo, sugar, soap, oil, herbal tea, eggs, beans, bread, milk, juice, matches and cigarettes by the unit. She spends 12 hours daily at work selling her products. The loan’s objective is to invest in working capital and stock the store with the purchase and sale of food items so that in the not too distant future she can earn higher income.

The Mujeres Unidas communal bank is grateful for the support Kiva lenders provide for people of scarce resources and to poor countries like Nicaragua in order to have ways of earning a living with dignity.
View original language description ↓
El banco comunal Mujeres Unidas está conformado por diez mujeres, madres responsables con 20 hijos bajo su responsabilidad. Son originarias del Sauce, lugar que está ubicado en la zona norte del país. Se caracterizan por ser unas mujeres responsables con ganas de superación personal. En sus ratos libres le gusta disfrutar con sus hijos y le preparan una rica comida típica como “Nacatamales” lamentablemente por falta de recursos económicos no pudieron cursar una carrera universitaria, y se vieron obligadas a trabajar desde temprana edad. Para poder ayudar con los gastos del hogar. Ellas luchan día a día para brindarles a sus hijos un futuro mejor.

Gracia a su espíritu y sus ganas de salir adelante, Nancy tiene por actividad económica una pulpería ubicada en su casa de habitación. Una pulpería es una pequeña tienda que vende productos comestibles y en cantidades pequeñas como. Sobre de café, shampoo, azúcar, jabón, aceite, tiste, huevos, frijoles, pan, leche, jugos, fósforos, cigarros por unidad. Ella dedica a su negocio unas 12 horas diarias ofreciendo sus productos. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de productos comestibles, para que en un futuro no muy lejano pueda obtener mejores ingresos. El banco comunal Mujeres Unidas agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Previous Loan Details

Mujeres Unidas Communal Bank is made up of 11 members, single mothers with 20 children in their care. These women are known for being hardworking and responsible. They're from El Sauce, located in the northern part of the country. El Sauce is known for producing milk and dairy products and for... More from Mujeres Unidas Group's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,402,175
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Unidas Group's $3,675 loan helped a member to buy stock merchandise for her store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 19, 2013
Currency Exchange Loss:
Dec 17, 2013