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Norma Azucena
Norma is an enterprising woman and a teacher. As well as working in a primary school, she looks after her home. She is married and has one son. As every mother wants the best for her children. Norma supports her son in his academic work.

Norma is currently in urgent need of a loan and so has come to the "Ceprodel" offices. She will use the loan to buy zinc, purlins, gloss, iron, cement and to pay for labourers. She is thankful to "Ceprodel" for their kind gesture and to lenders for providing necessary and appropriate support to the poorest areas, thus improving people's living conditions.
View original language description ↓
Norma es una mujer emprendedora, docente, además de ser maestra de educación primaria, realiza el trabajo de su hogar. es casada con 1 hijo al que le está brindando el apoyo como toda madre quiere lo mejor para sus hijos, en la superación del nivel académico.

Actualmente esta señora tiene la urgencia de ser favorecida con un financiamiento, por eso llego a las oficinas de ceprodel, el que utilizaría en la compra de de zinc, perlines, golosos, hierro, cemento y mano de obra agradeciéndole por su buen gesto a ceprodel y a los inversionistas por brindarle el apoyo oportuno y necesario a los sectores más pobres y de esa manera mejorar sus condiciones de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Norma Azucena to buy zinc, purlins, gloss, iron, cement and to pay for labourers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 12, 2013
Currency Exchange Loss:
Jul 18, 2014