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Emma Esperanza
Emma has been working for a state primary school as a teacher for more than five years, with students that are between six and eight. She wants to thank CEPRODEL for the loan they granted her to pay for the processing of her university title as a professor.
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La Señora Emma trabaja para una escuela publica de primaria como maestra desde hace mas de 5 años con niños de 6 a 8 años, actulamente agradece a ceprodel por faciltarle el prestamo para el tramite de su diploma como docente en una universidad en tecnico superior.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Emma Esperanza to pay for the processing of her university title.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2013
Jun 12, 2013
Currency Exchange Loss:
Jun 17, 2014