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Jose Nicolas
Jose works at a public health center as an ambulance driver. He has been in this job for more than 15 years. He needs this loan to buy building materials with which to repair the roof of his house. He will buy metal sheeting, wood, nails and other materials. His house experiences problems with water coming in when it rains. He feels grateful for the support that he has received from Ceprodel through this loan.
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El Señor Jose trabaja para un centro de salud publico como conductor de ambulancias desde hace mas 15 años, actualmente el prestamo lo requiere para la compra de materailes de construccion para la repacion del techo de su casa de habitacion como es zinc, madera, clavos y otros materiales ya que su casa tiene problemas de cuando llueve que se le pasa la lluvia, por lo que siente agradecido por el apoyo que le ha brindado ceprodel con otorgarle el credito

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Jose Nicolas to buy building supplies.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 12, 2013
Currency Exchange Loss:
Jul 18, 2014