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Yudel Ondina

Update on Yudel Ondina

Doña Yudel, a resident of the Memorial Sandino neighborhood, has been a humble domestic worker for a number of years. With her husband, she seeks to improve the conditions of their residence, especially now that the rains are entering into the interior of their house. She is applying for the loan to buy construction materials and continue part of the concrete wall that is still missing, which they have been making little by little because of their limited economic possibilities. She has the help of her husband, who is a bricklayer and will take care of the labor. This improvement will help her keep her home in better conditions and help their children to live in a healthy and clean environment.
View original language description ↓
Doña Yudel, habitante del barrio Memorial Sandino, es una humilde trabajadora domestica desde hace varios años, con su esposo busca como mejorar las condiciones de su vivienda, más ahora que las lluvias se meten al interior de su casa. El crédito lo solicita para comprar materiales de construcción y continuar una parte de la pared de concreto que aún le falta, la cual viene haciendo poco a poco por sus pocas posibilidades económicas, cuenta con el apoyo de su esposo quien es albañil y se encarga de la mano de obra, esta mejora le vendrá bien para mantener en mejores condiciones su hogar y sus hijos vivan en un ambiente sano y limpio.

Previous Loan Details

Yudel works as a domestic. She is the mother of two children and her husband is a builder. Their joint goal is to build their house as it is a very simple home made from old metal. Yudel found a way of improving her home. She will be able to build it gradually through loans which Afodenic are... More from Yudel Ondina's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Yudel Ondina to buy blocks, cement, sand, and iron.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 11, 2013
Currency Exchange Loss:
Apr 16, 2014