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Kpemahuton 2 Group
In this Group: Yénoukoumè , Raliatou, Blandine
Kpemahuton 2 is a group of three people, whose members are friends and take part together in tontines (savings groups). The representative for the group is Yénoukoumè (the one raising her hand in the photo), and she is 55 years old.

Yénoukoumè did not attend school. She married a carpenter named Assoclé. The couple has three children, some of whom are in school and all are their dependents. Yénoukoumè lives with her ​​husband and children, and the couple shares household expenditures.

To manage this, Yénoukoumè has been selling lubricants (diesel fuel and motor oil) from her home for the past thirty years. She resupplies in Nigeria.

To strengthen her business and meet customer demand, Yénoukoumè and the other members of the Kpemahuton 2 group are seeking a fourth loan from ALIDé. Previous loans have been repaid in full.
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KPEMAHUTON 2 est un groupe de trois personnes, dont les membres sont des amies et font des tontines ensemble. La représentante du groupe, nommée Yénoukoumè (celle qui a la main levée sur la photo)est âgée de 55 ans. Yénoukoumè n'a pas fréquenté l'école. Yénoukoumè est mariée à un menuisier du nom de Assoclé. Le couple a trois enfants, dont certains scolarisés et tous à leur charge. Yénoukoumè vit avec son mari et ses enfants. Le couple assure ensemble les charges de ménages. Pour ce faire, Yénoukoumè vend des lubrifiants (gasoil et de l'huile à moteur) à son domicile depuis trente ans. Yénoukoumè s'approvisionne au Nigéria. Dans le but de renforcer son activité et de satisfaire la demande de sa clientèle, Yénoukoumè s’associe avec les autres membres du groupe KPEMAHUTON 2 pour solliciter un quatrième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 495.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Kpemahuton 2 Group's $1,200 loan helped a member buy diesel fuel.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 9, 2013
Currency Exchange Loss:
Jun 17, 2014