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Julio Adalberto
Don Julio, 47 years old, is a hardworking man who lives with his life partner. He uses his pickup truck to run an express transport service. He has been doing this work for 12 years, and it has allowed him to cover some of his household expenses. Julio is requesting a loan from INTEGRAL that he will invest in purchasing parts for and maintaining his vehicle, since he does not earn enough to cover those costs. That will allow him to keep working, since his vehicle is his only source of income and gives him and his wife greater economic stability.
View original language description ↓
Don Julio de la edad de 47 años es un hombre muy trabajador quien vive junto a su compañera de vida. Él posee un negocio de transporte Express a través de su vehículo un pick-up de su propiedad, realiza este trabajo desde hace ya 12 años, es gracias a este trabajo como él puede cubrir algunos gastos de su hogar, don julio esta solicitando a INTEGRAL un crédito por medio del cual pueda invertir en repuesto para el vehiculo y darle mantenimiento ya que con lo que gana de su trabajo no le alcanza para cubrir eso gastos y asi podre seguir trabajando ya que su vehículo es su única fuente de trabajo y poder tener una mejor estabilidad económica junto a su esposa.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Julio Adalberto to buy parts for and maintain his vehicle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 17, 2013
Currency Exchange Loss:
Jul 17, 2014