A loan of $2,300 helped to grow her business by purchasing a trading booth to run a new mobile money transfer outlet in Mtendere compound.


Delisa's story

Delisa, age 29, is a mother, a wife, and a guardian. She has two sons, ages ten and seven. She lives with her family in a rented house.

Delisa runs a business which provides a mobile money transfer service for people in Zambia. Her business helps her to provide for her family, even though it is not an easy undertaking. The major challenge she faces in her business is that she lacks capital to expand. This has incapacitated her growth. She says she has been running her business for some time now and it has remained the same. She had applied for a loan at a bank, but it was rejected because she did not have any collateral.

Delisa is grateful for the opportunity to be on Kiva. When she gets her Kiva loan, she intends to open another outlet in a township called Mtendere. She explains that she has already found the space, but does not have the start-up capital to start running her new shop. The capital will be used to purchase a trading booth for the new outlet.

Delisa‘s biggest dream is to grow her business, so that she can one day build a house from the proceeds of her business because the cost of rent in Lusaka is high.



Loan details


Lenders and lending teams




Loan details