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Alvard has been involved in land cultivation for 10 years. Particularly, she cultivates tomatoes and sells them locally. For an unemployed single mom with three children, agriculture is her only source of income.

Alvard owns a greenhouse where tomatoes are grown. Unfortunately because of recent bad weather conditions, her greenhouse got damaged and needs to be renovated. As Alvard has no financial means for doing that, she has applied for this loan.

The other part of the loan will be used for purchasing fertilizer which is very important for successful cultivation of the land. Alvard waits for your support and she hopes that this loan is a small step to her dream of having a big and profitable farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,757,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Alvard to pay for the renovation of the greenhouse and for fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 10, 2013
Currency Exchange Loss:
Dec 17, 2014