A loan of $1,925 helped to buy two calves and fodder for his animals.


Marat's story

Marat lives in Tsovagyugh village in the region of Gegharkunik. He is married and has two school-aged sons. His wife is unemployed. Marat has no higher education, and he has never been employed. Since he was married, he and his wife have been engaged in farming and agriculture. They have a small plot of land and some cattle; two cows, one bull, two calves and thirty chickens. The meat and the milk that they produce is sold with the help of re-sellers. Despite all this, his family’s living conditions are very poor, and they have many financial problems. Marat has taken loans from Nor Horizon three times in the past, and this time he is applying for support from Kiva lenders. Marat needs 800,000 AMD (Armenian drams) to buy two calves and animal fodder.



Loan details


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Loan details