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Susanna has been engaged in a cattle-breeding business for many years. Susanna is a mother of three school-age children. Together with her husband, Susanna keeps a cow and three oxen. She milks the cow and produces cheese while her husband sells the cheese at the local market.

This is the sole income for the family. This is why Susanna and her husband work hard to have a stable income and cover their children’s' daily costs. By applying for this loan, Susanna wants to purchase a cow and forage for feeding the livestock. This is very important for her to enlarge the production of cheese and gather more income for the family.

Susanna also owns a plot of agricultural land where she grows different type of trees such as peach, apricot, cherry and nut. She dreams of having a big farm and works hard to make her dream come true.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Susanna to pay for a cow and forage for feeding the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 10, 2013
Currency Exchange Loss:
Jun 17, 2015