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Kishver is a 39-year-old vigorous and married woman. She has been in the business of hand-embroidery for a period of about two years. She is passionate about her work and client demand is strong, but business challenges, combined with family expenditures, frustrate her nearly every day. Her husband is employed as a salesperson in a grocery store, but he does not earn enough to support his family well.

Kishver’s embroidery patterns are very popular in her locality. She wants to grow her business, so she requested a loan of 20,000 PKR to buy raw materials such as threads, sequins and pearls in large quantities to meet the increasing demand without fail. She shared her dream of opening her own shop in the market to show her worth.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 320
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Kishver to buy raw materials such as threads, sequins and pearls in large quantities.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 10, 2013
Currency Exchange Loss:
Jun 17, 2014