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Rose's Group
In this Group: Ofori , Rose, Salomey, Gifty
This is Rose’s group made up of three hardworking, responsible women and a man, who are part of the main group called Promise.

Gifty, 46, is married to a driver and they have one child who is 14 and in school. She decided to go into selling enamel bowls, blenders, rice and beans because people of Teshie prefer these items which give her more profit.

She desires to own a very big wholesale depot store as this will earn her more profit. The loan sought will be used to buy enamel bowls, blenders, rice and beans, and in this way offer her customers better service. She needs GHS 2,000 to be able to expand her business.

They need GHS 6,300 to be able buy more and serve their customers better.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Rose's Group's $3,175 loan helped a member to buy enamel bowls, blenders, rice and beans, and in this way offer her customers better service.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2013
Jun 9, 2013
Currency Exchange Loss:
Dec 17, 2013