Although she has received no prior formal education, Margaret is an entrepreneur. She works as a petty trader in Apewosika (near Cape Coast). She has been involved in this enterprise for 1 year. Margaret is married and has 3 children. Her husband works as a teacher. The proceeds from her business normally go towards helping her husband cover the family’s general expenses and pay their children’s school fees. Margaret wants to use her loan to increase her current inventory levels, hence allowing her to sell greater quantities of biscuits, groundnuts, and gari. In the long term, Margaret plans to reinvest future profits into her business, thus helping her expand and meet the needs of rising customer demands.