This is Daniel, a 53-year-old variety store owner from Silang, Cavite, Philippines. He is married to Analyn, with whom he has children, and together they manage their household and operate the business. They both work hard for their family’s future.
Daniel owns and drives a tricycle (meaning, a motorcycle with a sidecar) that can carry up to four passengers to their destinations within the community. He starts working early in the morning and continues until late in the evening. There are times when he drives from the late evening until the wee hours in order to have bigger profit. His regular customers are his neighbors and members of the local community, and he earns a minimum of Php1200 every day.
To help him continue the operations of his business, Daniel is requesting a loan amount of PHP 15,000. He will be utilizing the loan to buy motorcycle parts for the maintenance of his tricycle unit. He has to maintain his unit in good condition in order to have a regular income for the daily needs of his family.
Daniel dreams of being successful in his business and able to give his family a good life. He meets up with his co-fellowship* members every week to share stories of their work and to draw strength and inspiration from the Word of God.
*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.