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Azra is a 42-year-old housewife. She lives with her husband and five children in Rawalpindi, Pakistan. Since 2010, her husband has been running a general store, and he works very hard to meet his family’s needs. Due to the large family size and their low monthly income, they are facing many problems. Her husband needs additional capital for the growth of his business. She has applied for a loan from Kiva’s partner BRAC Pakistan so that she can invest in her husband’s shop. With the loan, her husband would expand the general store. He would add some more space to it by building one more room. He would also buy a variety of goods, such as rice, sugar, soap, cereals, milk and utility items, for his store, to satisfy his clients more professionally and to increase his savings to better the future of his children. The profits would be used to expand the business and pay household expenses. Azra and her husband are very hopeful that the loan will be a lucky and productive one for their family.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Azra to invest in expanding her husband's store and to buy a variety of goods, such as rice, sugar, soap, cereals, milk and utility items, for the store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 9, 2013
Currency Exchange Loss:
Apr 16, 2014