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This is Jessamin, 50, a resident of Silang, Cavite, Philippines. He is married to Raperta, his business partner, and a father to her children. He, together with his wife, manage their own household while operating the business. At this time, he is working hard to continually provide income for their everyday expenses.

Jessamin operates a vegetable growing farm. He grows vegetables and some bananas on their farm. The farm is located in Cavite, in the highlands suited to grow vegetables and other fruits. He regularly sells his product to a market, and to the local community. He earns a minimum of PHP 1,000 in sales every week.

To help him continue the operations of his business, he is requesting a PHP 50,000 loan. He will use the loan to buy fertilizer and farm inputs for his business. Part of the loan will go to the maintenance of the farm.

Jessamin hopes that his business will continue to grow. He meets up with his co-fellowship members to share stories of his work every week; he can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 355
    View loans »
    Philippines Loans Fundraising
  • $65,916,575
    Funds lent in using Kiva
  • 42.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jessamin to pay for fertilizer and farm inputs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 9, 2013
Currency Exchange Loss:
Dec 17, 2013