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Update on Zeny

Zeny is from Kinangay Sur, Clarin, Misamis Occidental. She is 46 years old, and married with one child.

To make a living, she manages a charcoal making business. She has been engaged in her business for four years, and her income has increased to 5,000 month from these activities.

Zeny is again requesting a loan of 60,000 from GDMPC micro credit; it will be used to purchase coconut shells for charcoal making.

She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

Previous Loan Details

Zeny is from Kinangay Sur, Clarin. She is 45 years old. Zeny is married and has 1 child. To make a living, she manages a charcoal making business. She has been engaged in her business for 3 years and earns 3,400 a month for these activities. In 2004, Zeny joined GDMPC. Zeny is requesting a loan o... More from Zeny's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 370
    View loans »
    Philippines Loans Fundraising
  • $65,914,600
    Funds lent in using Kiva
  • 42.1
    Philippines Pesos (PHP) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,450 helped Zeny to purchase coconut shells for charcoal making.
87% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 9, 2013
Currency Exchange Loss: