A loan of $425 helped to pay for grocery items, toiletries and beverages needed for her business.

Teodora's story

This is Teodora, 60, resident of Silang, Cavite, Philippines. She is married to Ceriaco and they have children. She and her husband manage their household while operating the business. She is working hard to continually provide income for their everyday expenses.

Teodora operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, 5 PHP-worth of cooking oil, or an egg. She earns money by getting supplies at wholesale prices and selling them individually. She also sells fish. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

She is requesting a 17,000 PHP loan to help her to continue operating her business. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory.

Teodora hopes that her business will continue to grow and dreams of having a better life. She meets up with her co-fellowship* members to share stories of her life and business every week, and it is there where she can also draw strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

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