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Sahit is a fifty-six-year-old father of three adult children. Sahit used to live and work in Germany for a long time but now he receives a pension from Germany. He is very satisfied with that pension and is using it to help with the daily family expenses. His wife currently works in a restaurant kitchen, but the money they generate together is not enough to renovate their house.

Sahit is in need of a loan in order to renovate his house. He wants to reinstall electricity, to renovate the flooring, and to paint the house. The loan will help them to improve their living conditions. His goal is to save money for his family's future. He appreciates all Kiva lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Sahit to renovate his house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 9, 2013
Currency Exchange Loss:
Mar 19, 2015