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Zarina is a 54-year-old housewife. She lives with her husband and four children in Punjab, Pakistan.

Since 2007, her husband has had a general store, which is the only source of income for the family. Zarina also helps her husband in his business. He needs additional capital for the growth of his business. For that reason, his wife Zarina has requested a loan from Kiva partner BRAC Pakistan.

With the loan money, her husband can buy a variety of products for his general store, to satisfy his clients more professionally as well as to increase his savings for the better future of his children. With the profits expected from this loan, Zarina intends to expand her husband's business so that she can purchase a sewing machine for her personal use.

Zarina and her husband are very hopeful that the loan will be a lucky and productive one for their family.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 220
    View loans »
    Pakistan Loans Fundraising
  • $17,660,300
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Zarina to purchase a variety of products for her husband's general store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 9, 2013
Currency Exchange Loss:
Apr 16, 2014