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Sabelita, 53, is a resident of GMA, Cavite, Philippines. She is a mother and is married to Antonio, a pastor. She manages her household while operating her retail store business. She works hard to continually earn money for her family's everyday expenses and her children’s studies.

Sabelita operates a buy-and-sell business. She buys different products and supplies from wholesalers and repacks and resells them for a little profit. She sells toys, accessories, and other similar products. Customers are attracted to her products because of the low prices and the variety of products that she offers. Her regular customers are her neighbors and the local community. She makes at least 300 Philippine pesos (PHP) in sales every day.

To help her continue her business operations, she is requesting a PHP 30,000 loan. She will use the loan to buy additional stock to expand her product inventory. She expects a boost in her business income as she expands her business.

Sabelita hopes that her business will expand to a bigger stall. She dreams of giving her children a good life and education. She meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God that she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.


About Philippines

  • $7,000
    Average annual income
  • 389
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Sabelita to purchase toys and accessories needed for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 9, 2013
Currency Exchange Loss:
Dec 17, 2013