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Gul is a 37-year-old diligent and hardworking woman living in Rawalpindi, Pakistan, along with her husband and three daughters. Her husband is a government employee and all of her children are currently studying in schools. Her husband’s monthly income is not enough to meet the household expenses. They are living in a rented house and Gul desires to have their own house, as they have to pay very high house rent every month.

Gul has been helping her husband by selling clothing for three years. She has requested a loan from Kiva’s partner, BRAC Pakistan, to buy new varieties of clothing and expand her business. With the profit amount she wants to pay the educational expenses of her children and save some money for the future. She is very hopeful that the loan would be a productive one for them.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 266
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Gul to buy new varieties of colorful clothing for selling purposes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 9, 2013
Currency Exchange Loss:
Apr 16, 2014