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Gerber Anibal
Gerber, 46 years old, lives in his own house with his wife and daughter. He has made a living cultivating corn and beans for 27 years and that has given him the experience necessary to attend to his crops. He sells his harvests in the basic grains markets. With the earnings that he obtains from his sales he manages to cover the household expenses.

Gerber is requesting a loan to be able to improve the land he intends to plant and to buy the necessary supplies like fertilizers, herbicides and manure among other things in order to have good harvests. In this way he can obtain better earnings in order to give his family better financial stability.
View original language description ↓
Don Gerber de 46 años de edad vive en casa propia con su esposa y su hija, él se dedica al cultivo de maíz, fríjol desde hace 27 años y eso le ha dado la experiencia necesaria para asistir sus cultivos, sus cosechas las comercializa en los mercados de granaos básicos con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar. Don gerber solicita un credito para poder mejorar el terreno donde piensa hacer su siembra y comprar los insumos necesarios como fertilizantes, herbicidas, abonos, entre otras cosas para tener buenas cosechas y asi el pueda obtener mejores ganancias para darle a su familia una mejor estabilidad económica

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 440
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gerber Anibal to improve the land and to buy fertilizers, herbicides, manure, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2013
Jun 11, 2013
Currency Exchange Loss:
Apr 16, 2014